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Save for Your Child's Future with ESA

October 28, 2011

Th e Education Savings Account (ESA) is designed to help families save money to pay for a child’s education expenses from kindergarten through college. Based on income requirements, contributions can be:

• Up to the current maximum per year for the designated benefi ciary (child)
• Made if child is under the age of 18 (or beyond for special needs)
• Transferred to another family member if not used by benefi ciary
• Earning generous dividends from United Poles FCU

ESA 3.00% APY*

Your ESA Savings can pay for qualifi ed education expenses, such as:
• Tuition and fees
• Books and supplies
• Computer equipment to be used for education
• Transportation
• Room and board—only in some cases

To qualify for an ESA, the child must be a member of United Poles FCU with a minimum deposit of $50 in a regular savings account or $10 in Kids’ Club Account.

*Rates current as of the date of the publication and subject to change without notice

Information sent by:

BRANCH OFFICES UNITED POLES FEDERAL CREDIT UNION:
1161 W Saint Georges Avenue
Linden, NJ 07036
tel: 908-523-0008
fax: 908-523-1790

412 New Brunswick Avenue
Perth Amboy, NJ 08861
tel: 732-442-5648
fax: 732-442-1443


www.UnitedPolesFCU.com
1-800-333-7713