If you love being on the water, you’ll love our boat loans. It’s smooth sailing with our quick approvals, competitive rates, and budget-friendly terms. Whether you’re in the market for a kayak or a pontoon boat, treat the purchase the same as you would if you were buying a vehicle by following these steps:
- Do your homework. Read reviews in boatingand fshing magazines and visit Web sites such as www.boats.com; talk to boat owners to gettheir opinions.
- Comparison shop. Boats can be a majorpurchase; it’s worth your time to scope out prices and availability, not only at dealersand boat shows, but also go to online sites such as craigslist and www.ebay.com. Drive aroundwaterfront property and look for boats for saleby their owners.
- Contact the credit union for a pre-approvedloan. Taking care of the fnancing up front means you can negotiate as though you were acash buyer.
- Make sure the boat is seaworthy. If you arebuying a pre-owned boat, have it inspected and if possible, take it for a test ride.
- Negotiate your best deal. If you are new toboating, sign up for a boating safety course.
Visit United Poles Federal Credit Union and see how we can help you foat your boat!
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