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Good Loans vs. Bad Loans

March 29, 2012

Good loans can help you get ahead financially. Bad loans can badly hurt your financial well-being.

At United Poles FCU, we’re committed to making sure all your loans are smart choices.

  • We’ll give you low rates with few, if any, fees. As a not-for-proift financial cooperative, we’re here for people, not proifts. Our loans are priced right and available to everyone who qualifies.
     
  • We’ll help you calculate how much you can borrow. We care about your financial health. We want your monthly payments to be affordable. Even if your finances hit a snag before the loan is paid.
     
  • We’ll improve your chance of qualifying for loans. Already burdened with too much debt? We’ll help you pay it down. h en we’ll work with you on getting your next loan.
     
  • We’ll make borrowing easy. Our friendly, caring staf will explain everything in easy to follow terms. You’ll completely understand your obligations. We can help you i ll out the application. Or, you can use the online loan application. Approvals are fast. With automatic payments, you won’t even know you have a loan. Try to finance only what’s likely to retain or gain value. Examples include: mortgages, student loans and some remodeling projects. Historically, homes keep – or increase – their value. In the meantime, you get to use value from your residence. A college degree pays of in higher lifetime earnings. Add a wood deck or do a minor kitchen remodel. h ese projects ot en pay for themselves at resale.

Don’t borrow for things that outlive the fun. Examples are a vacation or a fancy night out. Save up and pay cash. Our competitive savings rates will help you do that, too. For your next loan call or stop by your Credit Union!

When calling this company, please reference POLISH AMERICAN PAGES.