Mortgage rates are near historic lows, so if you are in the market for one, your timing is perfect. Whether you are financing a new home or refinancing your current one, it's a major decision and one in which you should proceed with care. Mortgage rules have been ramped up in response to the sub-prime mortgage crisis that contributed to the fi nancial meltdown two years ago. Th at means the paperwork also has proliferated. For example, homebuyers now need to fi ll out IRS Form 4506-T, Request for Transcript of Tax Return, authorizing the lender to get a copy of federal tax returns to provide proof of income.
At your credit union, we not only offer competitive mortgage rates, but also provide the friendly, helpful service that will guide you step-by-step through the mortgage process. From application to closing, we will work with you to make the process as simple, aff ordable, and as fast as possible. For more information about getting your home loan, visit our website, call, or stop by the credit union.
412 New Brunswick Avenue
Perth Amboy, NJ 08861
tel: 732-442-5648
fax: 732-442-1443
NOWY ADRES:
1161 W Saint Georges Avenue
Linden, NJ 07036
tel: 908-523-0008
fax: 908-523-1790
www.UnitedPolesFCU.com
1-800-333-7713
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