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Real Deals For Four Wheels: Get Your Vehicle Loan At The Credit Union
29 grudnia, 2012
Auto dealer financing offers come and go. And those special deals may be limited to only certain makes or models - typically the slow-selling ones. Plus, “not all buyers will qualify”; that means only those people with pristine credit histories are eligible for those zero-or-very-low interest rates.
At your credit union, we offer fair and competitive rates on loans every day on all makes and models. Whether you’re considering wheels that are new or new-to-you, see the credit union for a pre-approved loan. With a pre-approval, you have the freedom to visit multiple dealers, putting you in a better bargaining position with any of them.
You can shop as though you are a cash buyer. Just don’t let on that you have the financing in your pocket. Financing is a profit center for dealers, and although their primary goal is to sell you the car, truck, or SUV, the salesperson may try to make up the income from the lost loan in other ways. So be coy about how you intend to pay for the vehicle
until you have negotiated your best deal. Do your homework, too. Check websites such as edmunds.com, kbb.com (Kelley Blue Book) and, fueleconomy.gov to compare features and prices. Remember the proverb, “He who is well prepared has won half the battle.” With your preparations and a pre-approved loan from the credit union, you can find a real deal
for your wheels.
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